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	<title>Comments on: Insure an iPhone, iPad, and other expensive electronics for cheap</title>
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	<link>http://osxdaily.com/2010/10/06/insure-an-iphone-or-ipad/</link>
	<description>News, tips, software, reviews, and more for Mac OS X, iPhone, iPad</description>
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		<title>By: Lynn</title>
		<link>http://osxdaily.com/2010/10/06/insure-an-iphone-or-ipad/#comment-126243</link>
		<dc:creator>Lynn</dc:creator>
		<pubDate>Fri, 22 Oct 2010 00:25:02 +0000</pubDate>
		<guid isPermaLink="false">http://osxdaily.com/?p=8345#comment-126243</guid>
		<description>And, State Farm is not pennies on the dollar ;)  It&#039;s $$ per $100 insured.  I have a personal articles policy for some other items.  I had it on a hearing aid and former cell phone as well.  The cell phone was damaged and I had to purchase it and get reimbursed for it.  9 months later the hearing aid was also damaged and I got a nice letter form State Farm that they would drop my policy if I had any more claims within a year.  Even with all the years of homeowners, auto, personal liability, etc.  They have never even come close to paying out 1/10th of what we put in.  Now I keep the personal items policy as spare as I can.</description>
		<content:encoded><![CDATA[<p>And, State Farm is not pennies on the dollar <img src='http://cdn.osxdaily.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' />   It&#8217;s $$ per $100 insured.  I have a personal articles policy for some other items.  I had it on a hearing aid and former cell phone as well.  The cell phone was damaged and I had to purchase it and get reimbursed for it.  9 months later the hearing aid was also damaged and I got a nice letter form State Farm that they would drop my policy if I had any more claims within a year.  Even with all the years of homeowners, auto, personal liability, etc.  They have never even come close to paying out 1/10th of what we put in.  Now I keep the personal items policy as spare as I can.</p>
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		<title>By: MacBook Pro Theft Protection Plan</title>
		<link>http://osxdaily.com/2010/10/06/insure-an-iphone-or-ipad/#comment-123367</link>
		<dc:creator>MacBook Pro Theft Protection Plan</dc:creator>
		<pubDate>Mon, 11 Oct 2010 19:58:58 +0000</pubDate>
		<guid isPermaLink="false">http://osxdaily.com/?p=8345#comment-123367</guid>
		<description>[...] look cheap as they traveled around the developing world, it sort of worked. Obviously nothing beats insuring your Apple hardware though, so if you expect any theft risk just pay the couple extra bucks a year to add the MacBook [...]</description>
		<content:encoded><![CDATA[<p>[...] look cheap as they traveled around the developing world, it sort of worked. Obviously nothing beats insuring your Apple hardware though, so if you expect any theft risk just pay the couple extra bucks a year to add the MacBook [...]</p>
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		<title>By: Danny</title>
		<link>http://osxdaily.com/2010/10/06/insure-an-iphone-or-ipad/#comment-121435</link>
		<dc:creator>Danny</dc:creator>
		<pubDate>Wed, 06 Oct 2010 22:47:43 +0000</pubDate>
		<guid isPermaLink="false">http://osxdaily.com/?p=8345#comment-121435</guid>
		<description>While this is a great idea, a lot of places will not insure cell phones this way, including iPhones.  I&#039;m with State Farm and have a ton of stuff covered on my personal articles policy (Laptops, firearms, frequently worn jewelry, etc.) but they will not cover my iPhones.  I don&#039;t know about iPads, I haven&#039;t asked...</description>
		<content:encoded><![CDATA[<p>While this is a great idea, a lot of places will not insure cell phones this way, including iPhones.  I&#8217;m with State Farm and have a ton of stuff covered on my personal articles policy (Laptops, firearms, frequently worn jewelry, etc.) but they will not cover my iPhones.  I don&#8217;t know about iPads, I haven&#8217;t asked&#8230;</p>
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